BI cover is priced on recovery assumptions few businesses have evidenced. This pack maps restart zones, access routes, partial-operation areas and dependencies, so recovery scenarios rest on the measured site.
Which areas can operate independently after a loss, mapped and measured.
Logistics constraints
Access, loading and storage dependencies that shape realistic recovery timelines.
Indemnity inputs
Evidence to test indemnity periods and BI sums against how the site would actually recover.
When to use it
Use it before the BI review
BI miscalculation is one of the most common underinsurance findings. Site evidence turns the recovery narrative into something an insurer can rate accurately, in either direction.
BI sums set years ago and rolled forward
Site reconfigured since the last review
Single points of failure never documented
Broker review or claim preparation underway
Evidence the recovery story
Tell us the site and the current indemnity basis. We scope the mapping to the review.